Personal Finance

Yesterday, President Trump called for a 10% cap on credit card interest rates. This proposal comes at a time when credit card interest rates have surged to around 30%, even for borrowers with excellent credit scores. Such high rates have made it increasingly difficult for many Americans to manage their debt and maintain financial stability. Interest rate caps used to exist but were removed decades ago, leading to the current situation. This post explores the background of cre

If you want to make $50,000 to $100,000 in the stock market, with a near 100% guaranteed return in just a few weeks, you are going to want to read this blog post. While nobody else in the media world will share this secret, I am going to reveal it to you here. The formula I am going to discuss has been known for nearly all time, yet very few people ever use it. And there are very good reasons for its rare use. I am not saying you should do what I am about to discuss. If you a

Black Friday offers some of the most tempting deals of the year, but it often leads to overspending that can hurt your budget long after the holiday season ends. Many shoppers find themselves caught up in the excitement, buying items they don’t need or stretching their finances too thin. If you want to enjoy Black Friday without the stress of overspending, adopting smart strategies can help you stay in control and make the most of your money. Plan Your Budget Before the Sales

An excellent vehicle for estate planning, whether your are rich or of just average or below average wealth, is a trust. Yet many people do not even know what a trust is, let alone how it can help them. This article delves into some basic information about trusts so you can work with your financial planner or read about it and decide if one is right for you, and which types to use for your situation. First, many of you may be asking what a trust is. In a nutshell, a trust is

Debt is a 4-letter word. And just like other 4-letter words, you should avoid using it! Especially for consumption reasons. The banks make it look so enticing with images of happy couples fawning over new cars, lavish lifestyles, and vacations in a tropical paradise! The reality is much different. Instead, the banks are really more like drug dealers preying off the emotions and greed of their victims lured in by false images of eternal rich bliss. Opening their pimp-like tr

The Dow Jones Industrial Average is at record highs closing in on 47,000. The S&P 500 crossed 6700 this week, also a record high And the...

With few exceptions, how we handle our money is the greatest indicator of who we are as a person. Our money habits reveal if we can be...

In 1887, Oregon became the first state to make Labor Day a holiday. By 1894, 30 states were signed on to the movement. And on June 28th...

There are over 6000 stocks traded publicly on the various United States stock exchanges. Many are substandard no-names you may have never...

More Americans would do well to heed the advice: "Better to appear poor and have great wealth, than to appear wealthy and be very poor."...

With the invention of the blockchain 16 years ago, entirely new industries are now springing to life. The first application of the...

The most valuable asset you will ever have is time. And nothing could be more true when it comes to your investments. The decisions you...

As many of my long time readers know, I am a HUGE fan of stocks that pay dividends. I know dividends may sound boring, but the exciting...

We have all heard phrases like "throwing money down the drain", or "good money chasing bad". The real secret to making money in the...