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The recent sharp drop in gold and silver prices caught many investors by surprise. After months of a strong rally, precious metals suddenly sold off late this week, especially on Friday. This sudden move sparked questions: Is the rally over? Or is something else at play? The answer may lie in understanding the difference between paper contracts traded in New York and the physical metal markets in China and India. This post explores whether the selloff reflects a genuine marke

The political debates we see today often seem like separate battles over trade, education, military spending, or debt. Yet I believe these issues share a deeper, underlying question: Should power rest with national governments or shift toward a global government? This tension has shaped much of the 20th and 21st centuries, especially after World War I, and continues to influence policies and public discourse today. The Origins of the Global Government Idea The idea of a globa

Silver prices have surged dramatically, sparking excitement and concern among investors. The recent adoption of international Basel III regulations has played a key role in this price explosion. These new rules now classify gold and silver as "Tier 1" assets, requiring banks to back futures contracts with actual physical metal. This change has created a scramble for real silver, exposing a significant gap between paper contracts and physical supply. If you hold silver investm

Yesterday, President Trump called for a 10% cap on credit card interest rates. This proposal comes at a time when credit card interest rates have surged to around 30%, even for borrowers with excellent credit scores. Such high rates have made it increasingly difficult for many Americans to manage their debt and maintain financial stability. Interest rate caps used to exist but were removed decades ago, leading to the current situation. This post explores the background of cre

Gold and silver have captured the spotlight in 2025, hitting new highs almost daily and outperforming many other asset classes. Investors and analysts alike are asking whether this momentum will persist. What is driving this surge? Who is buying these precious metals, and how much has the Federal Reserve’s money printing influenced this trend? Finally, what factors could disrupt the rally? This article explores these questions with clear insights and practical examples. Why A

Investing in the stock market is one of the most powerful wealth building strategies over time. As we approach 2026, I have been frequently asked what the next year will bring. To make the most of your investments, it’s essential to understand the themes and ideas that will drive the market in the coming years. I’ll share practical strategies and examples to help position you for success. That said, with full disclosure, I hate stock market predictions. Regardless of who pron

The stock market recently reached new highs, sparking excitement and questions among investors and potential investors alike. When markets climb to record levels, many wonder if it’s the right moment to jump in or if caution is the better approach. This article explores the factors to consider before investing during market peaks, helping you make informed decisions based on your financial goals and risk tolerance. Understanding Market Highs Market highs occur when stock inde

If you want to make $50,000 to $100,000 in the stock market, with a near 100% guaranteed return in just a few weeks, you are going to want to read this blog post. While nobody else in the media world will share this secret, I am going to reveal it to you here. The formula I am going to discuss has been known for nearly all time, yet very few people ever use it. And there are very good reasons for its rare use. I am not saying you should do what I am about to discuss. If you a

Black Friday offers some of the most tempting deals of the year, but it often leads to overspending that can hurt your budget long after the holiday season ends. Many shoppers find themselves caught up in the excitement, buying items they don’t need or stretching their finances too thin. If you want to enjoy Black Friday without the stress of overspending, adopting smart strategies can help you stay in control and make the most of your money. Plan Your Budget Before the Sales

An excellent vehicle for estate planning, whether your are rich or of just average or below average wealth, is a trust. Yet many people do not even know what a trust is, let alone how it can help them. This article delves into some basic information about trusts so you can work with your financial planner or read about it and decide if one is right for you, and which types to use for your situation. First, many of you may be asking what a trust is. In a nutshell, a trust is

Even though the markets were all hitting new highs recently, we continue to see multiple days where the Dow will drop 200 to 500 points, only to spike to a new high again within a week. Over the past two weeks, the trend has been gradually lower. Looking a little deeper, we see large selloffs in the highflyers like Artificial Intelligence shares, but we have also seen pullbacks in safer shares like AT&T and Altria. Is this volatility portending a larger pullback, or perhaps

Debt is a 4-letter word. And just like other 4-letter words, you should avoid using it! Especially for consumption reasons. The banks make it look so enticing with images of happy couples fawning over new cars, lavish lifestyles, and vacations in a tropical paradise! The reality is much different. Instead, the banks are really more like drug dealers preying off the emotions and greed of their victims lured in by false images of eternal rich bliss. Opening their pimp-like tr

Gold has been on an absolute tear this year. Closing slightly lower Friday, the yellow metal is up 61.65% since the beginning of the year. Since August 19, gold is up over 28%. And just this week, it rose a healthy 5.6%. These are huge moves for what is generally a fairly stable asset and store of value. So who is doing all the buying, and why? At the dawn of the 20th century, famed banker JP Morgan asked a young apprentice, "Is it demand that creates rising prices? Or is

The Dow Jones Industrial Average (DJIA) dropped almost 900 points yesterday, or roughly 1.9%. Compared to most days, this was a sizable drop. Some reporters in the financial press referred to the tariff-inspired selloff as having caused investors to "panic". When I read statements like these, I have to laugh at the ignorance of the media! About 75% of all stock trading today is driven by algorithms on computers. In other words, "automated program trading". Even individual

The Dow Jones Industrial Average is at record highs closing in on 47,000. The S&P 500 crossed 6700 this week, also a record high And the...

In January, when President Trump began announcing brutal tariffs on foreign nations, especially those countries with lopsided trade...

Recent news has exploded with random acts of violence, whether it be a guy on a bus fatally stabbing a girl he didn't know in front of...

With few exceptions, how we handle our money is the greatest indicator of who we are as a person. Our money habits reveal if we can be...

In 1887, Oregon became the first state to make Labor Day a holiday. By 1894, 30 states were signed on to the movement. And on June 28th...

In 1989, famed investor and "One Up On Wall Street" author Peter Lynch wrote, "Always invest in a company any idiot can run, because...